Financial Planning

Westward Holdings holistic strategy to developing your personal financial plan.

A complete financial planning involves, first of all, assessment of every area of your specific personal financial situation and the necessary creation of a strategy to attain your projected goals.

With Westward Holdings’ application of comprehensive and professional methods, you can consolidate your financial objectives with your highest goals in life and substantially increase the opportunity to attain them.

Our well-rounded strategy normally considers the following financial aspects: investment evaluation, cash-flow investigation, tax position, risk measurement, retirement planning, educational-cost planning and legacy preparation.

Upon the collection of all your information and once our advisors acquired a full appreciation of your status, you will obtain a better degree of control and understanding of your finances, assets and investments. This fresh confidence to develop a sound foundation will allow you to make calculated moves and well-researched investment decisions.

Westward Holdings utilizes a Six-Step Method:

    1. Introduction
      The client-adviser relationship is defined (Including our mutual expectations).

    2. Discovery
      Relevant client information is gathered.

    3. Clarity
      An objective evaluation of your financial condition and your goals is undertaken.
    1. Ideas
      We collaborate on the creation and deriving of solutions and/or options.

    2. Implementation
      We apply the solutions into the investment process.

    3. Review & Update
      Manage and update solutions if necessary (Westward Holdings meticulously checks the fine points of your financial circumstances).

Personal Objectives

Clarifying, quantifying and documenting your individual and financial objectives.

Balance Sheet

A summary report of your personal net value, including valuation of your assets, in relation to your liabilities. This shows a clear assessment of your financial status while giving a basis for determining your financial trajectory toward the coming years.

Cash Flow Statement

Assessment of your yearly income and expenses in order to determine needed changes to increase your financial standing and to compare your present cash management habits with your longer-term goals.


The computation of your present tax obligations for this year and in the future, including suggestions on how to reduce it.

Capital Needs Analysis

To establish goals for your retirement needs and/or obtain other financing objectives.

Investment Review

A meticulous assessment of your present investment portfolio. We evaluate asset distribution and assortment problems and determine any loopholes in its structure and execution. We investigate your risk tolerance in relation to your financial objectives.

Legacy Arrangement Planning

We recognize your wish to guarantee that your family, dependents and intimate friends will be supported in the event of your death. We assure the authenticity and legality of papers and, if necessary, provide suggestions for changes.